Fraud Lead – Payments & Financial Crime

Calamatta Cuschieri Moneybase plc is a privately held Fintech Group that operates in Investment Services, Fund Administration, Online Investing, and Payments. With roots dating back to 1972, the Group today is evolving at a fast pace whilst keeping the same core principles, that of providing clients the best service using the latest technology and the top professionals in their field, whilst ensuring the strictest governance and ethics.

We are committed to attracting and selecting the very best people to join our team and to creating a workplace that promotes individual career growth; we value our people and their well-being. The group employs over 190 people from over 27 countries around the world with Assets Under Management and Administration of over 2 billion.

Job Overview:

The Fraud Lead will take full ownership of Moneybase’s fraud prevention and detection framework across all payment channels and products. This role blends hands-on transaction monitoring with strategic oversight of systems, processes, and data analytics to protect customers and the business from financial crime. You will be responsible for leading fraud prevention initiatives end-to-end — from setting detection rules and managing chargebacks, to collaborating with Product and Technology on automation and analytics improvements. This is a key scaling role: initially hands-on, with the scope to build and lead a small team as Moneybase grows.

Job responsibilities:

• Lead and oversee daily fraud monitoring and investigations across payments, cards, and digital transactions.

• Manage chargeback operations, ensuring timely, accurate recovery and reporting.

• Build, review, and optimise fraud detection rules, balancing customer experience with risk control.

• Act as the primary point of contact for all fraud-related matters across Risk, Compliance, and Customer Operations.

• Collaborate with Technology and Product teams to implement automation, data analytics, and machine-learning-driven fraud detection solutions.

• Identify emerging fraud trends and lead proactive measures to mitigate risk.

• Prepare and present regular fraud metrics, loss analysis, and performance insights to senior leadership.

• Support the development of fraud awareness and internal training initiatives.

• Contribute to policy and process design for financial crime prevention, ensuring regulatory compliance and audit readiness.

• Bachelor’s degree in Finance, Business, Criminology, Data Analytics, or a related field.

• 4–6 years’ experience in fraud analysis, financial crime operations, or payments risk management, ideally in fintech or banking.

• Proven experience managing chargebacks and fraud prevention frameworks end-to-end.

• Exposure to fraud detection or case management tools (e.g., Actimize, Feedzai, FICO, SAS, or similar).

• Strong understanding of card network processes, digital payments, and regulatory frameworks (PSD2, AMLD).

Skills & Competencies:

• Strong analytical and investigative skills with the ability to interpret complex data and identify risk patterns.

• Experience designing or optimising fraud detection systems and operational workflows.

• Confident communicator, able to influence cross-functionally and present findings to senior stakeholders.

• Strategic mindset with a hands-on approach — comfortable operating independently while building structure and process.

• Proficiency in Excel, Power BI, or SQL; familiarity with Python or automation tools is an asset.

• Ability to work effectively under pressure and manage competing priorities in a fast-paced environment.

Remuneration:

We are committed to attracting and selecting top people to join our team. We are also committed to creating a workplace that encourages individual growth; we value our people and their well-being.

What we offer:

• Ongoing internal training

• External training opportunities

• Study Leave

• Sponsorship schemes for further studies

• Opportunities for career growth

• Discretionary performance bonus

• Employee referral incentive

All Applications will be acknowledged and treated with maximum confidentiality

Reference: CCMT06625

“The enduring goal of Calamatta Cuschieri Moneybase plc is that the composition of our workforce should reflect that of the communities in which we work.